Arizona is the Best State for Retirement

Tucson has plenty of reasons for you to love it, the amazing Mexican food, the spectacular sunsets, and the low-key winters just to name a few. But did you know that being in Arizona puts us in one of the top 7 tax-friendly states? That’s great news for people looking to relocate and especially good for retirees on a fixed income. Here’s why Arizona is the best state for retirement.

Tucson For the Retired

We’ve assembled a list of tax-free items so you can see, at a glance, the biggest tax reasons Tucson, Arizona is the place to be and the best state for the retired.

Arizona is a Top 7 Tax-Friendly State
Arizona is a Top 7 Tax-Friendly State

Tax-free:

  1. Estate and inheritance 
  2. Groceries
  3. Military retirement income
  4. Prescription drugs
  5. Railroad retirement income
  6. Social-Security benefits

Tax-Breaks:

  1. Up to $2,500 of income from federal government, designated Arizona state government, and Arizona local government retirement plans is exempt.
  2. Senior residents could qualify for a property tax refund of $502.
  3. Seniors of 70 and older can qualify to defer their property taxes if they’ve lived in their home for 6 years and in Arizona for 10.
  4. For AZ state government, and AZ local government up to $2,500 in retirement plans are exempt.

Tax-Basics:

  1. Arizona has a 5.6% state levy
  2. Cities can add up to 5.6% but the states median is 8.4%
  3. Low end income tax is 2.5%, the high is 5.7%
  4. There is a 3.5% surtax on (taxable) income over $250,000 for single filers and $500,00 for joint filers.

Ok so technically all this information applies to the entire state of Arizona as a whole, however… We really believe that once you’ve looked around at what AZ has to offer you will find that Tucson is not only economically feasible but it’s also the warmest and welcoming city you will find on our stretch of the Sonoran Desert. When you’re done with the rest, come back to the best!

The New York Times Mentions Saguaro National Park

The New York Times recently released an online, interactive list of 52 places around the world where travelers can be a part of the solution, rather than a problem. Because you know us, you know that we are only bringing this to your attention because they mention Tucson! Yep, the good Old Pueblo is in the media yet again. Okay, okay, more specifically they mention the beautiful Saguaro National Park.

This national treasure can be found on both the east and west sides of Tucson. Nearly 2 million of the namesake cacti call these 2 parcels of land home and give our desert its distinctive look.

A plaque at the Saguaro National Park displays the cacti growth
A trail plaque from the Saguaro National Park.

As alluded to by the NYT article all 52 places on their list must have a problem to need a solution. In our case, the problem is that we have very few new saguaros, a species that is a notoriously slow grower. Think 75 years old to get its first arm, and not reaching its full height of 45 feet until 200 years old. So, a declining population of these stoic giants is a problem, not just for Tucson but for an entire ecosystem.

The article highlights a local conservation project where volunteers work year-round pulling buffalo grass. Why does 1 weed need so much attention you might ask? There are a couple of reasons. The first is because it’s a non-native species that takes much-needed nutrients to other native plants. And secondly because due to climate change, we’ve been experiencing hotter summers. These withering temperatures dry out the buffelgrass and provide ample kindling for wildfires.

Saguaro National Park volunteers put on backpacks
Saguaro National Park volunteers get ready to tackle buffalo grass. Emma Gibson/AZPM

You can help mitigate the buffalo grass by volunteering with the Saguaro National Park. They organize clear-ups year-round. If you don’t want to be outside but still help out, that’s ok too! Find all volunteer opportunities here.

The Condé Nast Traveler

Condé Nast Traveler Logo
The logo of the Condé Nast Traveler Magazine

We all know Tucson is pretty amazing but, it’s always nice to see others recognize it too. In April Tucson received some well-deserved attention from Condé Nast Traveler. If you don’t know what the Condé Nast Traveler is or why we should care let me tell you.

The Condé Nast Traveler

This worldwide magazine is filled with high luxury and lifestyle as well as hard reporting. Originally the magazine was originally bought by Condé Nast in 1987 and has gone on to win over 25 National Magazine Awards. It’s kind of a big deal to be mentioned by them. They published a list of 11 must-see destinations around the world. Taking that into consideration we think that makes this honor even more prestigious.

What They Said

It goes without saying that Tucson is known for its food. We have tons of accolades and it’s no surprise that most of them revolve around our food. There’s a reason we were UNESCO’s first city of gastronomy. So, it is no surprise to us that the very first thing they mentioned was our food.

Image of 2 Sonoran Hotdogs
Condé Nast Traveler mentions sonoran dogs.

Specifically, they mentioned the hotdogs of El Güero Canelo which won the coveted James Beard Award back in 2018. If you are wondering what is so special about a Sonoran Dog? Well, for starters, it’s wrapped in BACON! From there you pile on beans, sour cream, caramelized onions… No words we have will do this hotdog justice. If you ever find yourself in the Old Pueblo you simply must try one.

Image of the Saguaro National Park
Condé Nast Traveler tips its hat to the Saguaro National Park.

Condé Nast Traveler also mentioned the Saguaro National Park, highlighting the majestic cactus and the abundance of beautiful wildflowers we see every spring. You may think you’ve seen flowers in spring before but the blooms of cacti and succulents you will find here are truly spectacular.

Boldly colored Tucson sunset
Condé Nast Traveler mentioned our beautiful sunsets.

And lastly, they rounded out the article mentioning our sunsets. We can’t blame them, it would really be a shame to not mention them. In fact, we’d wager that we have the most dazzling sunsets in the 50 states. Come to Tucson and find out for yourself!