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The 10 Cheapest Places for Millennials to Live

Tony Ray Baker
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The 10 Cheapest Places for Millennials to Live
The Hub - Downtown Hot Spot for Millenials, Cheapest Places for Millennials to Live
The Hub - Downtown Hot Spot for Millenials

10 Cheapest Places for Millennials to Live

Housely.com published an article, The 10 Cheapest Places for Millennials to Live in the U.S. where they considered data about cheap housing, availability of jobs, and social + cultural advantages.

In the past, New York City and Silicon Valley were enticing millennials in groves with fast paced tech jobs and other business opportunities; unfortunately, housing prices were so high (and they still are!) that millennials had trouble finding affordable housing and those with dreams of home ownership had a difficult decision to make and the opportunity cost was high. But now people are saying that Tucson may be the next Silcon Valley.

On the flip side, Florida is known to have an abundant affordable rental housing market, but the retiree demographic and job availability makes it a less desirable long-term destination for millennials.

Young people today are being challenged to think-outside-the-box and find destinations that will offer a more complete package and Tucson definitely does.

Without further ado, The Cheapest Places for Millennials to Live:

10. Austin, TX

9. Dallas, TX

8. Louisville, KY

7. Columbus, OH

6. Dayton, OH

5. Wichita, KS

4. TUCSON, ARIZONA

3. New Bedford, MA

2. Sioux Falls, SD

1. Cape Canaveral, FL

“With a median one bedroom apartment price of $540, it’s no wonder that Money rated Tucson number 4 of their best places for millennials. The article credits the city’s revitalized downtown area and ethnic restaurants as a draw for young renters. Tucson’s job growth is expected to rise 11% over the next five years.”
We’ve done the research and this isn’t an all-encompassing description of why Tucson is one the cheapest places for millennials to live. Did you know we have one the lowest point of entry housing markets in the country? Boasting many programs to help first time home buyers and some the lowest homeowners insurance prices making Tucson a great place for someone just starting out to start their life.
Tucson also has an abundance of art, culture, and a very fun and hip downtown. There’s an abundance of nature– to hike, climb, ski and explore and there are a lot of other amazing places that are a short road trip away like: Las Vegas — 4 hours, Phoenix– 1.5 hours, Rocky Point, Mexico (Where you can rent entire beach front houses for the weekend for a couple hundred dollars)– 4 hours, San Diego, CA– 6 hours, and Showlow, AZ (home of Arizona’s biggest ski & snowboard mountain)– 4 hours.
This is only the tip of the iceberg… If you have questions about art, culture, or housing in Tucson please contact me– I’d be happy to help you however I can.
Download the 10 Cheapest Places for Millennials to Live

Arizona is the Best State for Retirement

Tony Ray Baker
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Arizona is the Best State for Retirement

Tucson has plenty of reasons for you to love it, the amazing Mexican food, the spectacular sunsets, and the low-key winters just to name a few. But did you know that being in Arizona puts us in one of the top 7 tax-friendly states? That’s great news for people looking to relocate and especially good for retirees on a fixed income. Here’s why Arizona is the best state for retirement.

Tucson For the Retired

We’ve assembled a list of tax-free items so you can see, at a glance, the biggest tax reasons Tucson, Arizona is the place to be and the best state for the retired.

Arizona is a Top 7 Tax-Friendly State
Arizona is a Top 7 Tax-Friendly State

Tax-free:

  1. Estate and inheritance 
  2. Groceries
  3. Military retirement income
  4. Prescription drugs
  5. Railroad retirement income
  6. Social-Security benefits

Tax-Breaks:

  1. Up to $2,500 of income from federal government, designated Arizona state government, and Arizona local government retirement plans is exempt.
  2. Senior residents could qualify for a property tax refund of $502.
  3. Seniors of 70 and older can qualify to defer their property taxes if they’ve lived in their home for 6 years and in Arizona for 10.
  4. For AZ state government, and AZ local government up to $2,500 in retirement plans are exempt.

Tax-Basics:

  1. Arizona has a 5.6% state levy
  2. Cities can add up to 5.6% but the states median is 8.4%
  3. Low end income tax is 2.5%, the high is 5.7%
  4. There is a 3.5% surtax on (taxable) income over $250,000 for single filers and $500,00 for joint filers.

Ok so technically all this information applies to the entire state of Arizona as a whole, however… We really believe that once you’ve looked around at what AZ has to offer you will find that Tucson is not only economically feasible but it’s also the warmest and welcoming city you will find on our stretch of the Sonoran Desert. When you’re done with the rest, come back to the best!

Tucson Ranked in Top 10 Cities Best Positioned for Pandemic Recovery

Tony Ray Baker
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Tucson Ranked in Top 10 Cities Best Positioned for Pandemic Recovery

According to Forbes magazine, Tucson is one of the top 10 cities in the best position for a post pandemic recovery. Using data collected from Moody’s Analytics they predict the top 10 and the 10 worst cities. “Note that they are sorted alphabetically in order to avoid assigning false precision to our calculations,” Kamins tells Forbes Women.

Tucson is a Top City That Will Recover From Coronavirus
Tucson is a Top City That Will Recover From Coronavirus

Pandemic Recovery Ranking Method

Moodys examines the density of population and compares it against the number of jobs that require a higher degree. They also take into consideration the density of cases across different counties. Those 2 factors alone could indicate why Tucson makes it into the top 10. Because it’s a college town Tucson is overflowing with smart people and has an abundance of open spaces. 

Some of the other top contenders are Denver (CO), San Jose (CA), and Washington DC. Noticeably these places are also university towns and have beautiful natural resources. Surprisingly Austin, TX did not make this list. Austin is frequently set side by side to Tucson as another blue city in a red state.

Now that the gloating is over we will look at a few of the cities that did not make it. Some of the results may surprise you.

The Have-nots

What do Honolulu (HI), Los Angeles (CA), New York City (NY), and Tampa (FL) all have in common? Aside from being on the top 10 worst recovery cities list? High density, overcrowding tourist traps. Yup, the higher your tourism the more likely you’re in an area heavily afflicted with Coronavirus. They predict that there will be mass out-migration from these densely populous areas towards more sprawling towns. 

Covid 19 is going to loom large in the public consciousness for years to come. For the very young and impressionistic pandemic recovery may always haunt them, much like children of the Great Depression often stockpile non-perishables or hideaway cash money. 

We are certainly fortunate to be in a position where, not only are we poised to recover well, but it’s such a beautiful, and delicious, place to be till then. But, for the foreseeable future, we still have to be vigilant. We have to be willing to do our parts for the greater good. Yes, we are all sick of wearing masks, but for a better future, we must do better now.

Congress Street Award

Tony Ray Baker
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Congress Street Award
Accolades or Kudos for Congress Street Award in Tucson, Arizona.
Accolades or Kudos for Congress Street Award in Tucson, Arizona.

Congress Street Award

A view of Tucson's beautiful sunset down Congress Street to Church Avenue. Photo courtesy Steven Meckler.
A view of Tucson’s beautiful sunset down Congress Street to Church Avenue. Photo courtesy Steven Meckler.

Again, another accolade for Tucson, Arizona. Recently, Congress Street was awarded Great Street by the American Planning Association. Congress Street was a happening place back in the day. However, due to a skyrocketing population and increased car traffic, it ever so gradually became less friendly to the pedestrians walking on the street. This was a huge problem. The city planners wanted to address the situation head-on which ended up labeled from the American Planning Association as a 2017 Great Street Award.

In early 2000s, city planners, Tucson officials, and engineers planned out a series of inventive plans to breathe new life into the local economy and restore its commercial opalescence. Since then, Congress Street, has had several makeovers to try bringing mode-sharing back to the street.

Congress Street Award: Renovations Since Early 2000s

  • Reduced the street from three lanes to two
  • Sidewalks widened to encourage more pedestrian activity
  • Trees planted to help with the relentless Arizona heat
  • Bike parking added for cyclists
  • SunLink, a modern streetcar added
  • Restoration of the Rialto Theatre and the Fox Tucson Theatre

Congress Street Award: By The Numbers

Congress Street is a major cultural hub for Tucson and hosts an array of events, including the annual Tucson Jazz Fest every January. Photo courtesy Steven Meckler.
Congress Street is a major cultural hub for Tucson and hosts an array of events, including the annual Tucson Jazz Fest every January. Photo courtesy Steven Meckler.
  • 67 new businesses have opened along the street since 2008
  • 25 restaurants are currently operating along Congress Street, 16 of which are in historic buildings and 22 of which are locally owned or Arizona based
  • 40 years is how long the Fox Tucson Theatre sat empty before it was revived as a significant community resource
  • 12 historic buildings have had facades restored with private investment matching public funding at a ratio of 6:1
  • 4 of SunLink’s 23 stops are along the street

Congress Street Award: The Designated Area

The designated area for Congress Street extends 1.63 miles from Toole Avenue on the east, which serves as a gateway to downtown, to Silverbell Road on the west, home of the historic Menlo Park Neighborhood and the Mercado District. The street’s commercial corridor runs about four-tenths of a mile between North Church Street and East Toole Avenue.

In conclusion, I truly hope that you get a chance to take a trip downtown and checkout the newly planned and reconstructed Congress Street. There are so many things to do and plenty of fun businesses to take your money. lol 😉

Have a great day! 🙂

Tony Ray Baker & Darren Jones

Download the PDF of Planning Excellence - Congress Street
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