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Tony Ray Baker, ABR, CRS, GRI
Tierra Antigua Realty
Phone: (520) 631-TONY (8669)
TonyRay@MyGreenTucson.com

 

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Things To Do In Tucson
# 16 The Lights of Tucson

One of the things I like to do for new clients, especially coming from other cities, is take them to see the lights of Tucson.

From Campbell and Sunrise/Skyline (La Encantada Mall is there) go North on Campbell to the end and make the circle (don't go through the guard gate).

As you come around the circle you can see almost all of Tucson, from mountain range to mountain range.  The glittering lights are beautiful.

Tony Ray Cool

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2008.11.01 | 2008.10.01

Saturday, November 22, 2008

Flipping for FlipSwap
Tucson Green Real Estate RealtorCell phones and green, the two have finally started communications about being friendlier to mother earth. 

Check out FlipSwap.com.  The company will buy your unwanted cell phones.  You enter your make and model, and they give you a price.  For example, my cell phone is the Motorola i880, when I entered it into the search box; the price came back at $53.67.

The really cool thing about this company is that they are reducing the phones going into landfills, they are reusing as many of the phones as possible and the recycle as many of the phone parts as they can.  Reduce, Reuse, Recycle!

On the site they list locations in your area, Tucson had six when I checked, to drop off your phone.  You can also mail it to them and they will mail you a check or donate the money to a charity.  Now that’s way cool.

TonyRay
Cool
TonyRay@MyGreenTucson.com

Tucson Home Search

8:47 pm est

Wednesday, November 19, 2008

Buying A Home ...

Should you put MORE or LESS money down?Tucson Real Estate Home Lender Realtor

Generally speaking, 20% down is the optimum minimum down payment.  An 80% loan to value does not require mortgage insurance and typically guarantees the best rate for a primary residence. 


Consumers may consider putting less down even if they have the 20% IF their investments are yeilding a higher rate of return than the interest rate available to borrow.  The best minimum down loan today is an FHA loan currently requiring 3% down payment.


In todays market, consumers should weigh the payment, interest rate and mortgage insurance options to help lead them to the right down payment decision.


Phaedra Wilson

Senior Loan Officer 
6340 N. Campbell Avenue Suite 140
Tucson, AZ 85718
Direct:     (520) 547-4148 
Fax:        (520) 547-4141 
Cell:        (520) 977-7247 
Toll Free: 888-634-6399  xt. 224
phaedra@sunstreetmortgage.com  Tucson Home Search

11:02 am est

Saturday, November 15, 2008

Fuel Conversion Kit, The Next Best Thing.
I recently read a story about a 55 year old man who has invented a fuel conversion kit. Tucson Green Real Estate Realtor

His name is Mitch Sremac and he is or was the president of an auto-parts company.  He has built a fuel conversion kit, about the size of an old Walkman, which mounts under the hood of a car. 

The device automatically sips the fuel and determines its alcohol level.  It then throttles the fuel injector accordingly.  This will allow cars to drive smoothly on everything from E85 (a blend of 85% ethanol and 15% gasoline) to pure gasoline. 
Green Real Estate Tucson Arizona
Flex Fuel is field-testing the kit in a Chicago police car and hopes to begin retailing it in April of 2009 at a price of $1,295.00. 

The device is the first to be certified by the United States Environmental Protection Agency.  This would make a great gift and I would be very appreciative.

Tony Ray
Cool
10:02 am est

Friday, November 14, 2008

New HUD Reforms to Help Home Buyers

For the first time in more than 30 years, the U.S. Department of Housing and Urban Tucson Real estate Arizona RealtorDevelopment issued mortgage reforms that will help home buyers shop for the lowest cost mortgage.  This reform will also help home buyers avoid costly and potentially harmful loan offers.

HUD will require that lenders and mortgage brokers provide home buyers with a standard Good Faith Estimate (GFE) that clearly discloses key loan terms and closing costs. HUD estimates its new regulation will save home buyers nearly $700 at the closing table.

You should know: A lender gets Direct Endorsement from FHA which authorizes them underwrite FHA loans.  Some lenders do not have Direct Endorsement from FHA. My advice, always look for a referral first, ask someone you trust to give you the name of a good loan officer.  When you speak to that loan officer, ask them if their company has Direct Endorsement from FHA to underwrite FHA loans.

I refer Phaedra Wilson to all of my clients; she is with Sunstreet Mortgage who does have Direct Endorsement from FHA.  Phaedra is honest, very friendly and one of the best loan officers in Tucson.

Tony Ray
TonyRay@MyGreenTucson.com

Tucson Home Search    MyGreenTucson.com

12:58 pm est

Thursday, November 13, 2008

Single Woman Needs Charming Central Home
Tucson Real Estate Homes RealtorI am working with a really nice woman who needs a home in central Tucson.  She is looking for a three bedroom, two bath home in the $250,000 price range.  She is very spiritual, kind and giving.  We are looking for a home that exudes charm, has good energy and a peaceful backyard. 

If you know of someone who has their home listed or someone who may be  thinking of listing their home, and it sounds like a match, please call me.  We have been looking for a few weeks and perfect has not appeared yet.  (520) 631-TONY (8669)

Tony Ray Cool
TonyRay@MyGreenTucson.com

Tucson Home Search     MyGreenTucson.com

12:20 pm est

Tuesday, November 11, 2008

Snail Mail Saves Money?
Any time I find something that can help me save time, I’m thrilled.  Any time I find Cirque du Soleil Tucson Realtor photossomething that can save me money, I’m really thrilled.  Recently my assistant brought something to my attention that is helping me save both time and money.  I don’t even know what word to use, thrilled is just not enough.

I have gone back to sending out cards via snail mail and have been doing so for awhile.  I have found that they are much more personal and I think most people are just tired of being bombarded by emails now.  I know I get over 100 a day.  And who doesn’t like to get a card in the mail.
tucson_sunset_photo_real_estate
Well Beth, my assistant, had me buy a system called Send Out cards.  It lets me send out cards from my computer.  The cards cost me less than a buck each.  I was paying $3.99 and more for most cards and spending the time to go pick em, sign em, stamp em and send em.

Now I just click a button, type a note in the little email like box and hit Tucson Photos Real estate Realtor Greensend.   It takes me all of 2 minutes.  The Send Out cards company mails them and they even put a first class stamp on them (they deduct the cost of the stamp from the money that I keep in my postage account). I can even add my own photos, handwriting and signature with the upgraded package.

They have different packages of course, but you can buy the system for a one time fee of $25.00 or for $99.00 you can use the one I do.  I like adding my own photos to the cards.

One more thing, mass mail outs (for example, over the holidays) are now “stress free” for me. 

Phaedra Tucson Lender Photo MortgageThe system has a database with date reminders (like someone’s birthday).  Anyway, Beth uploaded our database of over 500 people in just a few minutes. So now, all I have to do is pick the card I want and the company (Send Out Cards) will send it to everyone in my database.  500 cards will be sent out and it only takes a couple of minutes.  Thrilled.

Her website will tell you more about it or you can contact me if you wish.  If you purchase the system, she will make a few bucks (there is a business side of the company, check it out on her site if that is of interest to you).  She’ll be happy, I’m already happy and you’ll be happy.  Can’t ask for more than that.

ps The cards are on recycled paper

TonyRay
MyGreenTucson.com
Tucson Home Search

The card top right -
     A post card I made for my clients to sign up for Cirque du Soleil tix
The card top left _
     Thank you card I made with the sunset photo I took at Dove Mountain
The card middle right -
     Domestic goddess is one I picked from their inventory of over 15,000
The card bottom left -
     One of their cards, I added Phaedra's photo and the text on bottom

9:07 am est

Monday, November 10, 2008

Buying homes, butterflies and photos.

While I was out with a client looking at homes last week, we found a home that has a 2 Tucson Photos Botanical Gardens Real estatecar Garage with a lighted mechanics trench and a lifting beam/trolley.  Of course it also has a workbench and the hot rod garage is heated and cooled.  Just when I thought I had seen it all

I saw another home, block construction, which has been nicely remodeled.  New paint, new carpet and travertine countertops in the kitchen are just some of the remodeled items.  So what, you might say.  $89,900!  Just when I thought I had seen it all.

In case you haven’t heard, the butterflies are back at Botanical Gardens.Sabino Canyon Tucson Photos Real estate  They are beautiful to see in person.  I took some photos of them, you can check out the photo page on MyGreenTucson.com.  I had just bought a new camera, so forgive the photos.  I couldn’t figure out how to focus on objects close up, so some may be a little less than sharp. I’ll learn, eventually.

Speaking of the photo page, this weekend I also added “Tucson Photos” to MyGreenTucson.com. I will continue to add more as I have time.  The new photo pages are of Sabino Canyon, La Encantada Shopping Center, Botanical Gardens and Trail Dust Town.


Tony Ray
Cool
Tucson Home Search

10:16 am est

Sunday, November 9, 2008

Tucson Photos - Sabino Canyon

Now that the weather is so nice, it is the perfect time to get outside and enjoy thePhotos of Tucson Sabino Canyonbeautiful landscapes of Tucson.  It is a great time for hiking, or walking or jogging or whatever gets you out of the house.

Yesterday morning, we went for a three hour walk in Sabino Canyon.  The temperature was about 73 degrees.  The sun felt warm and the air was cool.  Perfect.

Although we didn’t use it, I was excited to find out that the roadway had been fixed and that the tram was running all the way up to stop 9 again.

Tucson has not had rain for awhile, but there was still water running and I love the sound of running water.  In a river, not a faucet, just to avoid any confusion.

I took my camera with me, so I have posted some photos of Sabino Canyon on a separate page.  I think I like the page so much that I will do more Tucson photo pages in the future.  Let me know what you think.  TonyRay@MyGreenTucson.com

Tony Ray
Cool
Tucson Home Search

10:59 am est

Friday, November 7, 2008

Fats and Oils and Grease, oh yuck!

Tucson homes for saleThe fourth annual Day-After-Thanksgiving Grease Collection and Recycling Event (that is a long name, how about, DAT GCRE?) takes place on, you guessed it, November 28, 2008, AKA the day after Thanksgiving.

Recycled grease creates biodiesel, a clean burning fuel.  Clean burning fuel can help to decrease our dependence on foreign oil.

You can go to any of the five drop off locations on Friday, between 9:00 am and 1:00 pm.

Midtown - Pima County Conveyance DivisionTucson home real estate

3390 N. Richey Blvd.

One block east of Dodge Blvd. and two blocks north of Ft. Lowell Road


East – O’Reilly Chevrolet

6160 E. Broadway Blvd.

One block west of Wilmot


Northwest – Pima County Industrial Wastewater Control

5025 W. Ina Road

¼  mile west of I-10


Near North – El Hogar de la Pas Alternative Learning Center

450 E. Wetmore

Empty lot next to the Holiday Inn, one block west of First Ave


South – Tucson Water Plant #2

1102 W. Irvington Road

On Irvington Road, I-19 exit.  Across the street from McDonald’s Restaurant


For more information, call 740-6500

After November 28, call 628-4300 for a list of locations to drop off cooking grease.  You can also get more information at www.Grecycle.com.

Tony Ray
Cool
Tucson Home Seach

3:30 pm est

Wednesday, November 5, 2008

Home sales and home buyers
According to the National Association of Realtors, existing-home sales increased last month as home buyers responded to improved housing affordability conditions.

Existing home sales, which include single-family, town homes, condominiums and co-ops rose 5.5 percent to a seasonally adjusted annual rate of 5.18 million units in September from a level of 4.91 million in August.  By the way, that’s 1.4 percent higher than the 5.11 million-unit pace in September 2007.

Real Estate, it’s a good thing.

Tony Ray Cool
Tucson Home Search
12:17 pm est

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About Us: On this page you’ll find information about our company history, my goals and my real estate accreditations.

Blog:  I use this space to write whatever is on my mind on any given day.  I might right about real estate, homes, mortgages, gardening, Tucson treasures, craft ideas, recipes, well, I’m sure you get the idea.

Buyers: Use the form on this page to receive listings of homes for sale in the Tucson Realtor MLS. My computer system sends these homes to you within minutes of being listed so you see them before most other buyers and even most Realtors.

Contact Us: Find our contact information (Tony Ray and Tierra Antigua Realty) or use the form on this page to send me your questions and / or comments about Tucson real estate.

Environmental: This page has links to articles about environmental issues that can affect your home or buying real estate.  Indoor air quality, radon, asbestos, mold are some of the topics I will cover.

Green Homes: This section has information about green building issues for new homes or the home you already own.  Solar, rainwater harvesting, recycled products, insulation, remodeling and many more ideas are to come.

Green Living: You can find out how to improve your indoor air quality by removing toxic chemicals from your home.  How you can be better at recycling.  What are no VOC paints?  Green living is about everyday living and the things you can do to make your home safer and better.

Home Loans:  If you need help understanding, Mortgages, APR’s, Fannie Mae, MIP, Interest Rates, etc., Phaedra is who I have referred my clients to for a long time.  And I mean a long time.  She is honest and will answer all of your questions in a simple, easy to understand way.

Home News:  News and information, fun and serious, about real estate and home.  This page is constantly changing, so check in often.

Lofts / Condos: Some of my favorite green projects are the stylish lofts around Tucson. The Ice House, Indigo Modern and Barrio Metalica are some of the ones I think you must see to compare. There are also some great condo projects, and apartments that have been converted into condominiums, if that’s more appealing to you.

Referrals: Since 1994, over 94% of my real estate business has been referred to me by clients, family and friends.  Running my business by referral lets me spend more time working with my clients, not chasing new ones.  My clients use the form on this page to refer someone who deserves the same service that I gave them. 

Sellers: Use the form on this page to receive a free, no cost or obligation, evaluation of your home.  On this page, I also explain my full service real estate practice and unique marketing that sells homes even in slow markets.

Testimonials:  My clients have something to say.  On this page, they tell all about their experiences when buying and selling real estate with me. 

Tucson Weather: It’s all about Tucson’s beautiful weather, like our average temperature.  I love it here.  The weather allows me to enjoy the great outdoors almost any time I want.  That is why I have put “Things to do” in Tucson on every page.