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Click on the photos throughout the site to see larger versions.
Things
To Do In Tucson # 16
The Lights of Tucson One of
the things I like to do for new clients, especially coming from other cities, is take them to see the lights of Tucson.
From Campbell and Sunrise/Skyline (La Encantada Mall is there) go North on Campbell to the end and make the circle
(don't go through the guard gate). As
you come around the circle you can see almost all of Tucson, from mountain range to mountain range. The glittering lights
are beautiful. Tony Ray
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2008.11.01 |
2008.10.01
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Saturday, November 22, 2008
Flipping for FlipSwap Cell phones and green, the two have finally started communications about being friendlier to mother earth. Check out FlipSwap.com. The company will buy your unwanted cell phones. You enter your make and model, and
they give you a price. For example, my cell phone is the Motorola i880, when I entered it into the search
box; the price came back at $53.67.
The really cool thing about this company is that they are reducing the phones
going into landfills, they are reusing as many of the phones as possible and the recycle as many of the phone parts as they
can. Reduce, Reuse, Recycle!
On the site they list locations in your area, Tucson had six when
I checked, to drop off your phone. You can also mail it to them and they will mail you a check or donate
the money to a charity. Now that’s way cool.
TonyRay TonyRay@MyGreenTucson.com
Tucson Home Search
8:47 pm est
Wednesday, November 19, 2008
Buying A Home ...Should you put MORE or LESS money down?
Generally speaking, 20% down is the optimum minimum down
payment. An 80% loan to value does not require mortgage insurance and typically guarantees the best rate for a primary
residence.
Consumers may consider putting less down even if they have the 20% IF their investments are yeilding
a higher rate of return than the interest rate available to borrow. The best minimum down loan today is an FHA loan
currently requiring 3% down payment.
In
todays market, consumers should weigh the payment, interest rate and mortgage insurance options to help lead them to
the right down payment decision.
Phaedra Wilson Senior Loan Officer 6340 N. Campbell Avenue Suite 140 Tucson, AZ 85718 Direct: (520) 547-4148 Fax:
(520) 547-4141 Cell: (520) 977-7247 Toll Free: 888-634-6399
xt. 224 phaedra@sunstreetmortgage.com Tucson Home Search
11:02 am est
Saturday, November 15, 2008
Fuel Conversion Kit, The Next Best Thing.I recently read a story about
a 55 year old man who has invented a fuel conversion kit.
His name is Mitch Sremac and he is or was the president of an auto-parts company. He
has built a fuel conversion kit, about the size of an old Walkman, which mounts under the hood of a car.
The device automatically sips the fuel and determines its alcohol level. It then throttles the
fuel injector accordingly. This will allow cars to drive smoothly on everything from E85 (a blend of 85%
ethanol and 15% gasoline) to pure gasoline.
Flex Fuel is field-testing
the kit in a Chicago police car and hopes to begin retailing it in April of 2009 at a price of $1,295.00.
The device is the first to be certified by the United States Environmental Protection Agency. This would make
a great gift and I would be very appreciative.
Tony Ray 
10:02 am est
Friday, November 14, 2008
New HUD Reforms to Help Home BuyersFor the first time in more than
30 years, the U.S. Department of Housing and Urban Development issued mortgage reforms that will help home buyers shop for the lowest cost mortgage. This
reform will also help home buyers avoid costly and potentially harmful loan offers.
HUD will require that lenders
and mortgage brokers provide home buyers with a standard Good Faith Estimate (GFE) that clearly discloses key loan terms and
closing costs. HUD estimates its new regulation will save home buyers nearly $700 at the closing table.
You should
know: A lender gets Direct Endorsement from FHA which authorizes them underwrite FHA loans. Some lenders
do not have Direct Endorsement from FHA. My advice, always look for a referral first, ask someone you trust to give you the
name of a good loan officer. When you speak to that loan officer, ask them if their company has Direct
Endorsement from FHA to underwrite FHA loans.
I refer Phaedra Wilson to all of my clients; she is with Sunstreet Mortgage who does have Direct Endorsement from FHA. Phaedra is honest, very friendly and one of the best loan officers
in Tucson.
Tony Ray TonyRay@MyGreenTucson.com Tucson Home Search MyGreenTucson.com
12:58 pm est
Thursday, November 13, 2008
Single Woman Needs Charming Central Home I am working with a really nice woman who needs a home in central Tucson. She is looking for a three
bedroom, two bath home in the $250,000 price range. She is very spiritual, kind and giving.
We are looking for a home that exudes charm, has good energy and a peaceful backyard.
If you know of someone who has their home listed or someone who may be
thinking of listing their home, and it sounds like a match, please call me. We have been looking
for a few weeks and perfect has not appeared yet. (520) 631-TONY (8669) Tony
Ray TonyRay@MyGreenTucson.com
Tucson Home Search MyGreenTucson.com
12:20 pm est
Tuesday, November 11, 2008
Snail Mail Saves Money? Any time I find something that can help me save time, I’m thrilled. Any time I find something that can save me money, I’m really thrilled. Recently my assistant brought something to
my attention that is helping me save both time and money. I don’t even know what word to use, thrilled
is just not enough.I
have gone back to sending out cards via snail mail and have been doing so for awhile. I have found that
they are much more personal and I think most people are just tired of being bombarded by emails now. I
know I get over 100 a day. And who doesn’t like to get a card in the mail. Well Beth, my assistant, had
me buy a system called Send Out cards. It lets me send out cards from my computer. The cards cost me less than a buck each. I
was paying $3.99 and more for most cards and spending the time to go pick em, sign em, stamp em and send em.Now I just click a button, type a note in
the little email like box and hit send. It takes me all of 2 minutes. The Send Out cards company mails them and
they even put a first class stamp on them (they deduct the cost of the stamp from the money that I keep in my postage account).
I can even add my own photos, handwriting and signature with the upgraded package.They have different packages of course, but you can buy the system for a one time fee of
$25.00 or for $99.00 you can use the one I do. I like adding my own photos to the cards.One more thing, mass mail outs (for example,
over the holidays) are now “stress free” for me. The system has a database with date reminders (like someone’s birthday). Anyway, Beth uploaded our
database of over 500 people in just a few minutes. So now, all I have to do is pick the card I want and the company (Send
Out Cards) will send it to everyone in my database. 500 cards will be sent out and it only takes a couple
of minutes. Thrilled.
Her website will tell you more about it or you can contact me if you wish. If you purchase the system, she will make
a few bucks (there is a business side of the company, check it out on her site if that is of interest to you).
She’ll be happy, I’m already happy and you’ll be happy. Can’t ask for more
than that.
ps The cards are on recycled paper
TonyRay MyGreenTucson.com Tucson Home Search
The
card top right - A post card I made for my clients to sign up for Cirque du Soleil tix The card top left _ Thank you card I made with the sunset photo I took at Dove Mountain The card middle right - Domestic goddess is one I picked from
their inventory of over 15,000 The card bottom left - One of their cards, I added Phaedra's photo and the text on bottom
9:07 am est
Monday, November 10, 2008
Buying homes, butterflies and photos. While I was out with a client looking at homes last week, we found a home that has a 2 car Garage with a lighted mechanics trench and a lifting beam/trolley. Of course it also has a workbench
and the hot rod garage is heated and cooled. Just when I thought I had seen it all I saw another home, block construction, which has been nicely remodeled. New
paint, new carpet and travertine countertops in the kitchen are just some of the remodeled items. So what,
you might say. $89,900! Just when I thought I had seen it all. In case you haven’t heard,
the butterflies are back at Botanical Gardens. They are beautiful
to see in person. I took some photos of them, you can check out the photo page on MyGreenTucson.com. I had just bought a new camera, so forgive the photos. I couldn’t
figure out how to focus on objects close up, so some may be a little less than sharp. I’ll learn, eventually. Speaking of the photo page, this
weekend I also added “Tucson Photos” to MyGreenTucson.com. I will continue to add more as I have time. The new photo pages are of Sabino
Canyon, La Encantada Shopping Center, Botanical Gardens and Trail Dust Town. Tony Ray  Tucson Home Search
10:16 am est
Sunday, November 9, 2008
Tucson Photos - Sabino Canyon Now that the weather is so nice,
it is the perfect time to get outside and enjoy the beautiful landscapes of Tucson. It is a great time for hiking, or walking or jogging or whatever gets you
out of the house.
Yesterday morning, we went for a three hour walk in Sabino Canyon.
The temperature was about 73 degrees. The sun felt warm and the air was cool. Perfect.
Although we didn’t use it, I was excited to find out that the roadway had been fixed and that the tram was running
all the way up to stop 9 again.
Tucson has not had rain for awhile, but there was still water running
and I love the sound of running water. In a river, not a faucet, just to avoid any confusion.
I took my camera with me, so I have posted some photos of Sabino Canyon on a separate page. I think I like the page so much that I will do more Tucson photo pages in the future.
Let me know what you think. TonyRay@MyGreenTucson.com
Tony Ray  Tucson Home Search
10:59 am est
Friday, November 7, 2008
Fats and Oils and Grease, oh yuck!
The fourth annual Day-After-Thanksgiving Grease Collection and Recycling Event (that is a long name, how about, DAT GCRE?)
takes place on, you guessed it, November 28, 2008, AKA the day after Thanksgiving.
Recycled grease creates biodiesel,
a clean burning fuel. Clean burning fuel can help to decrease our dependence on foreign oil.
You
can go to any of the five drop off locations on Friday, between 9:00 am and 1:00 pm.
Midtown - Pima County Conveyance
Division
3390 N. Richey Blvd. One block east of Dodge Blvd. and
two blocks north of Ft. Lowell Road East – O’Reilly Chevrolet
6160
E. Broadway Blvd. One block west of Wilmot Northwest – Pima County
Industrial Wastewater Control
5025 W. Ina Road ¼ mile west of I-10 Near North – El Hogar de la Pas Alternative Learning Center
450 E. Wetmore Empty
lot next to the Holiday Inn, one block west of First Ave South – Tucson Water
Plant #2
1102 W. Irvington Road On Irvington Road, I-19 exit.
Across the street from McDonald’s Restaurant For more information, call
740-6500
After November 28, call 628-4300 for a list of locations to drop off cooking grease. You
can also get more information at www.Grecycle.com.
Tony Ray  Tucson Home Seach
3:30 pm est
Wednesday, November 5, 2008
Home sales and home buyers According to the National Association of Realtors, existing-home sales increased last month
as home buyers responded to improved housing affordability conditions.
Existing home sales, which include single-family, town
homes, condominiums and co-ops rose 5.5 percent to a seasonally adjusted annual rate of 5.18 million units in September from
a level of 4.91 million in August. By the way, that’s 1.4 percent higher than the 5.11 million-unit
pace in September 2007.
Real Estate, it’s a good thing.
Tony Ray Tucson Home Search
12:17 pm est

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Link Descriptions: About Us: On this page you’ll find information about our company history, my goals and my real estate accreditations. Blog: I use this space to write whatever is on my mind on any given day. I might right about
real estate, homes, mortgages, gardening, Tucson
treasures, craft ideas, recipes, well, I’m sure you get the idea. Buyers: Use the form on this page to receive listings of homes for sale in the Tucson Realtor MLS. My computer system sends these
homes to you within minutes of being listed so you see them before most other buyers and even most Realtors. Contact Us: Find our contact information (Tony Ray and Tierra Antigua Realty) or use the form on this page to send me your questions
and / or comments about Tucson real estate. Environmental: This page has links to articles about environmental issues that can affect your home or buying real estate.
Indoor air quality, radon, asbestos, mold are some of the topics I will cover.
Green Homes: This section has information about green building issues for new homes or the home you already own. Solar,
rainwater harvesting, recycled products, insulation, remodeling and many more ideas are to come. Green Living: You can find out how to improve your indoor air quality by removing toxic chemicals from your home. How
you can be better at recycling. What are no VOC paints? Green living is about everyday
living and the things you can do to make your home safer and better. Home Loans: If you need help understanding, Mortgages, APR’s, Fannie Mae, MIP, Interest Rates, etc., Phaedra
is who I have referred my clients to for a long time. And I mean a long time. She is
honest and will answer all of your questions in a simple, easy to understand way.
Home News: News and information, fun and serious, about real estate and home. This page is constantly
changing, so check in often. Lofts / Condos: Some of my favorite green projects are the stylish lofts around Tucson. The Ice House, Indigo Modern and Barrio Metalica are some of the ones I think you must see to compare.
There are also some great condo projects, and apartments that have been converted into condominiums, if that’s more
appealing to you. Referrals: Since 1994, over 94% of my real estate business has been referred to me by clients, family and friends. Running
my business by referral lets me spend more time working with my clients, not chasing new ones. My clients
use the form on this page to refer someone who deserves the same service that I gave them. Sellers: Use the form on this page to receive a free, no cost or obligation, evaluation of your home. On this
page, I also explain my full service real estate practice and unique marketing that sells homes even in slow markets. Testimonials: My clients have something to say. On this page, they tell all about their experiences
when buying and selling real estate with me. Tucson Weather: It’s all about Tucson’s beautiful
weather, like our average temperature. I love it here. The weather allows me to enjoy
the great outdoors almost any time I want. That is why I have put “Things to do” in Tucson on every page.
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